Vacancies, Information for trainees

Vacancies

Development Bank of Kazakhstan JSC provides equal opportunities to applicants for vacant positions.

The Bank supports people with disabilities and guarantees the provision of necessary conditions for comfortable work.

Тhe process of selection and consideration of candidates for any vacant positions is transparent. The selection is based on the qualification requirements without any restrictions for participation.

We will contact you if your education and/or experience meets the requirements of the vacant position.

Responsibilities:

Submission of a grant application under the Readiness Programme for DAE (Direct Access Entity), including:

Preparation of the draft application, taking into account the Bank’s operational specifics;
Submission of the grant application and subsequent securing of funding;
Development of an internal financial mechanism for receiving grant financing and further utilization of funds in compliance with Green Climate Fund (GCF) requirements.

Participation in the preparation of a Concept Note for submission to the Green Climate Fund (GCF), including:

Data collection through engagement with the potential borrower (programme): organization of initial information gathering for completing the preliminary environmental and social risk assessment forms and transferring them to the relevant structural units for further project categorization (Category A, B, or C);
Identification of project objectives, key risks, expected results, and core parameters, as well as participation in the development of the project’s Theory of Change.

Assistance in the preparation of a Funding Proposal to the GCF, including engagement with internal and external stakeholders, ensuring compliance of documentation with GCF requirements, and coordination of expert review of materials.
Identification and development of adaptation and mitigation projects that meet GCF criteria, establishment of a potential project pipeline in cooperation with public authorities, quasi-public entities, and the private sector. Ensuring alignment of projects with the GCF Country Programme.
Interaction with the unit responsible for independent project evaluation to ensure completeness and compliance of project documentation with GCF requirements, including:

Performance and sustainability indicators of project results;
Ensuring that evaluation logic aligns with GCF principles, including contribution to the Sustainable Development Goals (SDGs), paradigm shift potential, and gender responsiveness;
Support of the evaluation process at all stages of the project lifecycle — from application submission to the final report.

International cooperation in advancing the sustainable development agenda and mobilizing concessional climate finance.

Requirements:

Education: higher education, preferably in economics and/or finance.
Preferred qualifications: relevant professional training; additional certifications are an advantage.
Professional experience: at least 3 years of relevant work experience.
State language: professional proficiency (C1).
Foreign languages: English — B1 level.

Responsibilities:

Attract and support clients in the corporate and SME segments.
Analyze clients' financial condition, prepare credit proposals, and develop financial models.
Structure deals and support them at all stages — from assessment to disbursement and monitoring.
Build relationships with key clients and participate in negotiations.
Prepare materials for credit committees (presentations, conclusions).
Work with government support programs and development institutions.
Coordinate documentation with internal departments and ensure compliance with deal terms.

Requirements:

Higher education in finance, economics, business, or law.
At least 4 years of experience in the corporate or SME division of a bank.
Knowledge of banking products, credit operations procedures, and credit analysis principles.
Experience interacting with government agencies and development institutions.

Responsibilities:

Participation in the review and technical appraisal of investment and leasing projects, including projects secured by Bank guarantees;
Preparation of technical opinions, assessment of procurement procedures, and risk analysis with recommendations for risk mitigation;
Analysis of borrowers’ contracts with contractors and suppliers, review of project documentation;
Participation in site visits and monitoring of projects at the investment stage;
Preparation of reports and early warning signals on projects;
Participation in the development and improvement of internal regulations and methodologies;
Preparation of proposals for the development of investment lending instruments and process automation;
Accreditation and coordination of specialized organizations, maintenance of the external consultants database.

Requirements:

Higher technical education;
At least 3 years of relevant professional experience;
Knowledge of project management fundamentals, QMS, and FIDIC (certifications preferred);
Proficiency in the state language — C2, English — at least B2;
Advanced user of MS Office and specialized banking software;
Result-oriented, responsible, innovative.

Responsibilities:

Support projects at all stages of the credit process: from borrower consultation to implementation monitoring.
Initiate and coordinate project reviews in the electronic document system, prepare materials for credit bodies.
Communicate with borrowers, insurance companies, auditors, and consultants.
Participate in the development of proposals to improve credit products and processes.
Respond to inquiries from government bodies, the Holding, and clients on relevant issues.

Requirements:

Higher education in economics/finance.
At least 3 years of experience in investment/credit analysis or project support.
Knowledge of lending, deal structuring, and the banking legislation of the Republic of Kazakhstan.
Solid skills in financial modeling, presentation preparation, and negotiations.

Responsibilities:

Participate in syndicated and co-financing of investment projects jointly with STBs, non-resident banks, and IFIs.
Support transactions: liaise with borrowers, consultants, and banks; organize monitoring and field inspections.
Participate in STB financing and implementation of interbank lending programs.
Monitor the targeted use of funds and compliance with loan obligations.
Prepare reports and analytical materials for the Bank's management bodies, Baiterek Holding, and government authorities.
Participate in the preparation of decisions by authorized bodies and review internal correspondence.

Requirements:

Higher education in economics.
At least 3 years of experience in lending, finance, or interaction with financial institutions.

Required knowledge and skills:

Knowledge of Kazakhstan’s banking legislation, principles of lending, monitoring, and deal structuring.
Skills in analyzing documentation, preparing reports, and conducting business correspondence.
Knowledge of the Bank’s internal regulations and procedures.
Proficiency in Excel, Word, PowerPoint; experience with electronic document management (EDM) systems is an advantage.

Job Responsibilities

Maintaining accounting records for credit operations related to credit lines and loans granted to legal entities, including accounting for receivables under assignment (cession) agreements, accrual of interest, commissions, and penalties, creation of provisions, and accounting by impairment stages (including POCI and ECL).
Monitoring repayment schedules for principal, interest, and commissions, accounting for overdue receivables, credit line limits, and cash flows in the “Loans” module of the Colvir Core Banking System.
Controlling the correctness of account opening and credit agreement parameters, and ensuring consistency between accounting registers and analytical data.
Accounting for bank loan agreements, guarantees, and collateral (pledges, etc.), as well as amendments and addenda thereto.
Performing regular reconciliations with credit departments, including off-balance-sheet and analytical accounts.
Preparing reports, breakdowns, reconciliation statements, and explanatory notes for management, authorized bodies, auditors, and clients, including projects at the restructuring stage.
Participating in the implementation and enhancement of Colvir Core Banking System modules, and preparing proposals to improve functionality and reporting.
Participating in the development and expert review of internal regulatory documents, inventories, as well as identification and assessment of risks within the scope of responsibilities.

Candidate Requirements

Higher education in economics.
Professional accountant certification is preferred; knowledge of accounting and tax legislation and regulations, IFRS, as well as understanding of business process structures within the relevant area.
Experience in accounting for operations of credit departments and units working with financial institutions; skills in analysis, development, and expert review of internal regulations, contracts, and internal Bank documents.
At least 4 years of professional experience, including at least 3 years in a relevant economic activity (preferably within a Holding group of companies and/or public administration bodies).
Fluent command of the state language; intermediate level of English.
Result-oriented mindset, commitment, lean thinking, initiative, and an innovative approach.
Confident PC user with proficiency in office software (Word, Excel, PowerPoint); experience working with core banking systems and Lotus.

Candidate Requirements

Higher education in accounting and audit, finance, economics, information technology / information security, and/or law.
Professional certifications and/or qualifications in internal audit, accounting and financial management, IT/IS are preferred; knowledge of Kazakh and English is an advantage.
At least 2 years of work experience in audit, internal control, accounting, finance, IT/IS, information technology audit, or law.
Proficiency in the state language — basic; knowledge of foreign languages is an advantage.
Personal qualities: result orientation, commitment, lean thinking (Lean), initiative, and an innovative approach.
Confident user of a personal computer and relevant software; readiness for professional development and compliance with confidentiality requirements.

Job Responsibilities

Participation in the activities of the Internal Audit Service (IAS) and performance of tasks and functions in accordance with the Regulation on the IAS.
Participation in the development, updating, and improvement of the Bank’s internal regulations related to internal audit.
Application of unified internal audit principles and procedures approved (recommended) by the Bank’s Board of Directors.
Compliance with the International Professional Practices Framework (IPPF) for internal auditing.
Ensuring confidentiality and an appropriate level of information security.
Identification and assessment of risks; preparation of proposals for risk management and submission to the Head of the IAS.
Participation in the implementation of the IAS annual audit plan.
Conducting planned and ad hoc internal audits of the Bank’s structural divisions and business processes.
Analysis of information on suspicious transactions, as well as cases of losses incurred by the Bank as a result of fraud and abuse.
Documentation of audit findings, preparation of audit reports, and development of well-grounded recommendations.
Participation in assessing the effectiveness of internal control systems, risk management, and corporate governance.
Participation in reviewing external auditors’ reports on the audit of the Bank’s financial statements.
Monitoring the implementation of internal and external audit recommendations, as well as requirements of supervisory authorities.
Preparation of information for the Audit Committee and the Board of Directors.
Timely preparation of reports on key performance indicators.
Providing consulting services on internal audit, risk management, and internal control issues without assuming management responsibility.
Participation in internal investigations and special reviews.
Participation in audits of the Bank’s subsidiaries as a member of a commission.
Professional development, study of international experience, and monitoring changes in regulatory and supervisory documents.
Development of questionnaires, tests, audit programs, and other methodological materials of the IAS.
Performance of other assignments of the Head of the IAS within the scope of official duties.

Responsibilities:

Develop and, if necessary, implement measures to adjust the Bank’s Development Strategy; ensure coordination of the Strategy draft with the Bank’s Sole Shareholder and its approval by the Board of Directors.
Prepare the Action Plan for the implementation of the Bank’s Development Strategy (Form 4 of the Bank’s Development Plan) and monitor the execution of the Strategy.
Monitor the implementation of the Action Plan for the Bank’s Development Strategy (Form 4 of the Bank’s Development Plan).
Prepare the Bank’s Annual Report; ensure coordination of the Annual Report draft with the Sole Shareholder and its approval by the Board of Directors.
Develop, coordinate, update, and monitor the implementation of the ESG Roadmap of Development Bank of Kazakhstan JSC.
Prepare analytical studies and reports.
Engage and participate in negotiations with representatives of government authorities of the Republic of Kazakhstan, international rating agencies, audit firms, and other organizations on matters within the Department’s competence.

Requirements:

Higher education.
at least 3 years.
Kazakh: Intermediate level (B2).
English: Intermediate level (B2).
lean management, commitment, result orientation, innovativeness.
Advanced user of MS Office (Word, Excel, PowerPoint), MS Power BI, and electronic document management systems.

Responsibilities:

Prepare opinions on transactions and operations within the interbank lending (IBL) portfolio, considering their impact on market risks, financial stability, and counterparty limits.
Analyze and assess market and credit risks of treasury portfolio instruments; develop proposals on risk appetite and counterparty/market limits.
Participate in the Bank’s asset and liability management (ALM): analyze currency, interest rate, and liquidity risks; prepare recommendations to minimize them.
Develop proposals and methodological materials to improve internal regulations related to financial and market risk management.
Prepare analytical and management reports on risk-management issues and the Bank’s financial stability.
Participate in monitoring the financial condition of second-tier banks and prepare corresponding assessments.
Prepare information and proposals in response to requests from senior management, government authorities, and Baiterek Holding.
Participate in the automation of risk-management processes and enhancement of the Bank’s internal procedures.

Responsibilities:

Conduct on-site monitoring of collateral condition and presence as per schedule, including locations within Kazakhstan and abroad;
Assess market value of collateral and calculate its sufficiency;
Prepare and submit reports based on monitoring results;
Control quantitative and qualitative state of pledged assets, implement preventive measures.
Inform management and authorized bodies about risks.
Ensure timely reflection of collateral information in the early warning system.
Develop and update internal regulatory documents.
Participate in improving credit instruments and automating processes.
Take part in working groups to enhance bank processes.
Plan and organize collateral inspection visits.
Analyze and manage risks related to department activities.

Requirements:

At least 2 years of relevant experience, including 2 years in business valuation;
Minimum 2 years in economic activities (corporate lending, consulting preferred);
Higher education in property valuation, economics, mathematics, or finance;
Valuer certificate or qualification (preferred);
Analytical thinking and financial modeling skills.

Responsibilities:

• examination of large investment projects and export operations as a risk manager for credit risks;

• identification and assessment of credit risks and validation of the calculation of the internal credit rating, verification of signs of grouping of corporate Counterparties in accordance with the internal acts of the Bank;

• participation in the timely and regular preparation of reports on credit risks within the framework of the assigned credit portfolio and other reports to the structural divisions of the Bank, management, authorized bodies and the sole shareholder of the Bank in accordance with the internal acts of the Bank, maintaining databases on credit risks;

• conducting stress tests of the assigned credit portfolio for the impact on the risk profile of the borrower/credit instrument (stage, provisions, rating) taking into account possible hypothetical;

• development of recommendations and approval for the assigned loan portfolio (monitoring schedule, proposed individual indicators, scenarios that could negatively affect the Bank's provisions, an action plan to prevent the growth of provisions and / or deterioration of the risk profile of the loan transaction);

• ensuring the correct calculation of the level of provisions, the probability of default (PD), Loss given default, the value of discounted cash flows and the forecast level of provisions for the assigned loan portfolio;

• other functions in accordance with the decisions of the authorized bodies of the Bank, internal acts of the Bank, instructions of the Chairman of the Management Board of the Bank, supervising Managing Director, Director of the Department.

Requirements:

• higher economic / financial education;

• experience in the field of credit risk management, formation of provisions and / or analysis of investment projects, and / or financial analysis of enterprises and / or assessment of the value of a business / company - at least 3 (three) years;

• knowledge of the Law of the Republic of Kazakhstan "On the Development Bank of Kazakhstan", "On banks and banking activities in the Republic of Kazakhstan", "On joint-stock companies";

• knowledge of English at least at the intermediate level, knowledge of the Kazakh language;

• skills of independent decision-making, assessment of their consequences and acceptance of responsibility for them, the abilities necessary to find optimal solutions to problem situations, critical thinking skills;

• skills and knowledge of project, investment, financial and credit analysis and risk assessment for investment projects, working capital;

• skills of prompt collection, systematization and analysis of information, and identification of cause-and-effect relationships and consequences when structuring transactions;

• skills in the field of lending to legal entities and risk management (identification, analysis, assessment, monitoring, structuring and execution of transactions within the framework of investment projects through various credit instruments);

• skills in the development of methodological documents in terms of risk management, as well as draft internal acts and other documents of the Bank;

• experienced user of PC, MS Office (Excel, Access, Power Point).

Vacancies archive:

Key Responsibilities:

Conduct credit analysis of investment and export projects at all stages (from business proposal to bank expertise).
Structure deals and prepare recommendations for the Bank’s authorized bodies.
Perform financial monitoring of borrowers, identify risks and deviations from plans.
Analyze requests to amend financing terms and prepare conclusions.
Participate in calculations related to asset impairment, projected currency position, etc.
Contribute to the development of internal regulations, methodologies, and proposals to improve the credit process.

Requirements:

Higher education in economics and finance (MBA/international certificates such as CFA, ACCA, etc. are an advantage).
At least 3 years of experience in credit analysis, finance, or investments.
Knowledge of IFRS, taxation, business activity analysis, and Kazakhstan’s banking legislation.
Skills in financial modeling, reporting analysis, and preparation of recommendations.
Proficient in Excel, PowerPoint, and electronic document management systems.
Knowledge of English is an asset.

Responsibilities:

Consolidating departmental information to prepare management reports, informational, presentation, and other materials for the Department Director, the Bank’s management, interested structural units, government authorities, and other stakeholders.
Preparing analytical information for the Department Director, the Bank’s management, and interested structural units.
Providing other information to structural units in accordance with internal and external requests within the Department’s authority.
Carrying out activities aimed at automating the Department’s operations and fulfilling tasks within the Bank’s lending activities, including participation in the development of a corporate data warehouse and related initiatives.
Conducting comprehensive and ongoing financial monitoring, including initial reconciliation of financial statements to identify significant deviations in the financial performance of borrowers, guarantors, and counterparties for the Bank’s authorized bodies, management, and interested structural units.
Participating in the improvement of the Bank’s internal regulations and business processes.
Performing other assignments as instructed by the supervisor.

Requirements:

Education: not required.
Preferred qualifications: relevant training or additional education is an advantage.
Professional experience: not required.
State language: intermediate level (B2).
Foreign languages: English — intermediate level (B2).
Personal qualities: lean management mindset, commitment, results orientation, innovativeness.
Computer skills: basic proficiency in office software and internet resources.

Responsibilities:

Working within the Bank’s Environmental and Social Management System in the context of lending activities.
Participating in the preparation of project proposals (Concept Notes) for submission to the Green Climate Fund (GCF), including data collection, risk assessment, formulation of objectives and key parameters, and development of a theory of change.
Supporting the preparation of GCF Funding Proposals, coordinating with internal and external stakeholders, and ensuring compliance with GCF requirements.
Identifying and assessing projects (adaptation/mitigation) aligned with GCF criteria, and cooperating with government authorities to develop a project pipeline.
Assessing and monitoring GCF-funded projects, analyzing risks, and ensuring alignment with sustainable development goals at all stages.
Liaising with the independent evaluation unit to ensure completeness and compliance of documentation with GCF requirements, including performance indicators and gender sensitivity.
Engaging in international cooperation on sustainable development and mobilization of concessional climate finance.
Coordinating the work of structural units within the system.
Monitoring environmental and social performance indicators of the Bank’s borrowers.

Requirements:

Education: higher education, preferably in economics and/or finance.
Preferred qualifications: relevant professional training; additional certifications are an advantage.
Professional experience: at least 3 years of relevant work experience.
State language: professional proficiency (C1).
Foreign languages: English — B1 level.
Personal qualities: responsibility, attention to detail, analytical thinking, strong communication skills, ethics, and integrity.
Computer skills: confident use of office software and internet resources.

Responsibilities:

Promote the Bank's image through media, social networks, and PR events.
Prepare press releases, articles, presentation materials, and responses to media inquiries.
Ensure that the information on the Bank’s website is up to date.
Interact with journalists, stakeholders, and press offices of government agencies and partners.
Monitor media mentions of the Bank and promptly respond to reputational risks.
Participate in the preparation of video content, printed and branded materials.
Take part in PR budget planning and execution.

Requirements:

Higher education (preferably in PR, journalism, or marketing).
At least 3 years of experience in PR/communications.
Knowledge of PR technologies, SMM, media planning, and advertising/media legislation.
Confident user of Microsoft Office, graphic and video editing software.
Knowledge of the Kazakh language and experience working with media partners/government agencies is an advantage.

Responsibilities:

Support projects at all stages of the credit process: from borrower consultation to implementation monitoring.
Initiate and coordinate project reviews in the electronic document system, prepare materials for credit bodies.
Communicate with borrowers, insurance companies, auditors, and consultants.
Participate in the development of proposals to improve credit products and processes.
Respond to inquiries from government bodies, the Holding, and clients on relevant issues.

Requirements:

Higher education in economics/finance.
At least 3 years of experience in investment/credit analysis or project support.
Knowledge of lending, deal structuring, and the banking legislation of the Republic of Kazakhstan.
Solid skills in financial modeling, presentation preparation, and negotiations.

Responsibilities:

Identification of business issues, constraints, and needs through data analysis, interviews, and review of current processes (AS-IS);
Preparation of analytical materials and requirements for process optimization and implementation of changes;
Participation in modeling target processes (TO-BE) and development of proposals for their improvement;
Support of change implementation, preparation of documentation, participation in testing, and collection and documentation of feedback.

Requirements:

Higher education: IT, Economics, or related fields
At least 2 years of work experience
Preferred knowledge and skills:

Ability to identify problems and formulate requirements based on interviews, data, and observations;
Knowledge of process optimization and change management principles.

Responsibilites:

Participation in the environmental assessment of investment and leasing projects, as well as projects with Bank obligations, to evaluate their compliance with environmental requirements.
Preparation of environmental opinions at the stages of analysis, expertise, monitoring, and changes to financing conditions.
Identification and classification of environmental and climate risks, and development of recommendations to mitigate them.
Analysis of Borrowers’ contracts with suppliers and contractors to identify environmental and climate risks.
Review of documents submitted to fulfill precedent conditions and preparation of environmental recommendations.
Participation in on-site inspections and desk monitoring to assess environmental aspects of projects.
Preparation of information on early-warning signals, including cases of environmental non-compliance risks.
Development and improvement of regulatory and methodological documents of the Department.
Participation in the development and approval of the Bank’s internal regulatory acts.
Submission of proposals to improve credit processes, tools, and automation.
Internal assessment of the Department’s compliance with legislation and internal regulations.
Preparation of technical assignments and interaction with external consultants in ecology, ESG, climate risks and decarbonization.
Ensuring confidentiality, participation in budget planning and control, and execution of management assignments.
Regular identification and assessment of risks related to the Department’s activities and informing senior management.
Analysis of internal documents to align them with the Environmental Code and international standards.
Preparation of proposals to strengthen environmental requirements for Applicants/Borrowers.
Participation in the implementation of environmental management systems and internal ecological regulations.
Collection and analysis of data on emissions, waste, and water resources for financed projects.
Preparation of analytical materials on environmental regulation and environmental technologies.
Development of training materials and staff training on environmental legislation.
Study of international ESG approaches and standards.
Preparation of proposals for integrating ESG principles into the Bank’s operations.
Participation in the development and updating of ESG policies, evaluation and monitoring methodologies.
Development of training materials on ESG and sustainable development.
Conducting ESG assessments of Borrowers under the “E” (Environmental) component.
Participation in the development and updating of ESG questionnaires and methodological materials.

Requirements:

Higher education in ecology; an additional technical or economic degree and a master’s/PhD are preferred.
At least 3 years of relevant professional experience; experience in production or engineering companies is an advantage.
Preferred certificates: Project Management; ISO 14001 (Environmental Management Systems); greenhouse gas calculation and assessment (Scopes 1, 2, 3 — GHG Protocol, IPCC, PCAF, etc.); knowledge of the Environmental Code of Kazakhstan; ESG standards (TCFD, GRI, etc.); climate risk management; IFRS S1 and IFRS S2.
Knowledge of environmental, banking and urban-planning legislation, as well as internal Bank regulations.
Understanding of principles of technical/technological analysis and monitoring of investment and leasing projects; basic corporate lending knowledge.
Strong strategic, analytical and critical thinking skills; ability to work with large volumes of technical information.
Advanced proficiency in MS Office and specialized banking systems.
Personal qualities: result orientation, lean mindset, commitment, innovativeness.

Responsibilities:

Support projects at all stages of the credit process: from borrower consultation to implementation monitoring.
Initiate and coordinate project reviews in the electronic document system, prepare materials for credit bodies.
Communicate with borrowers, insurance companies, auditors, and consultants.
Participate in the development of proposals to improve credit products and processes.
Respond to inquiries from government bodies, the Holding, and clients on relevant issues.

Requirements:

Higher education in economics/finance.
At least 3 years of experience in investment/credit analysis or project support.
Knowledge of lending, deal structuring, and the banking legislation of the Republic of Kazakhstan.
Solid skills in financial modeling, presentation preparation, and negotiations.

Responsibilities:

Participate in syndicated and co-financing of investment projects jointly with STBs, non-resident banks, and IFIs.
Support transactions: liaise with borrowers, consultants, and banks; organize monitoring and field inspections.
Participate in STB financing and implementation of interbank lending programs.
Monitor the targeted use of funds and compliance with loan obligations.
Prepare reports and analytical materials for the Bank's management bodies, Baiterek Holding, and government authorities.
Participate in the preparation of decisions by authorized bodies and review internal correspondence.

Requirements:

Higher education in economics.
At least 3 years of experience in lending, finance, or interaction with financial institutions.
Knowledge of Kazakhstan’s banking legislation, principles of lending, monitoring, and deal structuring.
Skills in analyzing documentation, preparing reports, and conducting business correspondence.
Knowledge of the Bank’s internal regulations and procedures.
Proficiency in Excel, Word, PowerPoint; experience with electronic document management (EDM) systems is an advantage

Responsibilities

Conduct economic security examinations: analyze counterparties, assess their business reputation and financial standing, identify affiliations and determine beneficiaries; prepare reports for the Bank’s units at all stages of the credit process.
Perform counterparty checks for potential involvement in money laundering and terrorism financing, providing relevant information to the departments concerned.
Conduct internal inspections and investigations regarding violations, identify responsible individuals and causes, assess damage, and prepare recommendations to management on eliminating conditions that led to the violations.
Plan and organize civil protection and fire safety activities; monitor employees’ compliance with legal requirements and the proper functioning of fire protection systems.
Interact with state authorities of the Republic of Kazakhstan on civil protection matters; participate in theoretical and practical training on emergency response.
Develop internal regulations and methodological documents governing the activities of the Security Service, and participate in the preparation of internal regulatory acts of the Bank.
Prepare reports and responses to inquiries from government bodies, the shareholder, clients, borrowers, and other organizations on matters within the Security Service’s competence.
Perform other functions in accordance with the decisions of the Sole Shareholder, Board of Directors, Management Board, Chairman of the Management Board, and internal acts of the Bank.

Requirements

Higher education in law or economics.
At least 3 years of experience in economic security, financial/banking organizations, or law enforcement agencies.
Knowledge of the legislation of the Republic of Kazakhstan, fundamentals of economic security, counterparty analysis, information systems, and internal regulatory documents.
Strong skills in information analysis, business correspondence, preparation of analytical materials; confident user of MS Office and electronic document management systems.
Relevant professional certifications in banking and corporate security are an advantage.
Personal competencies: result orientation, dedication, innovativeness, and a lean/efficient mindset.

Responsibilities:

Develop and, if necessary, implement measures to adjust the Bank’s Development Strategy; ensure coordination of the Strategy draft with the Bank’s Sole Shareholder and its approval by the Board of Directors.
Prepare the Action Plan for the implementation of the Bank’s Development Strategy (Form 4 of the Bank’s Development Plan) and monitor the execution of the Strategy.
Monitor the implementation of the Action Plan for the Bank’s Development Strategy (Form 4 of the Bank’s Development Plan).
Prepare the Bank’s Annual Report; ensure coordination of the Annual Report draft with the Sole Shareholder and its approval by the Board of Directors.
Develop, coordinate, update, and monitor the implementation of the ESG Roadmap of Development Bank of Kazakhstan JSC.
Prepare analytical studies and reports.
Engage and participate in negotiations with representatives of government authorities of the Republic of Kazakhstan, international rating agencies, audit firms, and other organizations on matters within the Department’s competence.

Requirements:

Higher education.
at least 3 years.
Kazakh: Intermediate level (B2).
English: Intermediate level (B2).
lean management, commitment, result orientation, innovativeness.
Advanced user of MS Office (Word, Excel, PowerPoint), MS Power BI, and electronic document management systems.

Responsibilities

Perform credit analysis and transaction structuring throughout the stages of business proposal, indicative analysis, and bank expertise, in accordance with the project credit analysis methodology and the Bank’s regulations on the review, financing, monitoring, and implementation of investment projects and export operations. Provide independent analysis and recommendations on project financing (or refusal of financing) for the Bank’s authorized bodies.
Conduct comprehensive and ongoing financial monitoring of the borrower, guarantors, and counterparties for the Bank’s authorized bodies, management, and relevant structural units.
Verify previously submitted financial statements of counterparties for the Bank’s authorized bodies, management, and relevant structural units.
Review counterparty requests, analyze submitted documents, conduct credit analysis, and prepare the corresponding conclusions within the scope of assigned competence.
Identify objective indicators of impairment of credit instruments.
forecast estimates of the fair value of the credit portfolio and accounts receivable that have not passed the SPPI test, for the Bank’s management and relevant structural units.
Participate in working groups on the development of draft internal regulations and other documents related to the Department’s activities, including developing and proposing improvements aimed at enhancing credit practices, new credit instruments/programs for investment lending, and optimizing internal processes to improve the credit process in line with Sub-paragraph 5, Paragraph 2 of the Law on the Development Bank of Kazakhstan.

Requirements

Proficiency in MS Office (Excel, Word, PowerPoint, Outlook).
Skills in data collection, systematization and analysis, financial modeling, expert review, risk assessment, and transaction structuring.
Ability to prepare analytical materials and presentations.
Language proficiency: Kazakh, English.
Higher education in economics/finance.
Preferable certifications: ACCA, CIMA, CPA, CMA, CFA, MBA diploma.
Minimum 3 years of experience.
Knowledge of basics of accounting, taxation, IFRS, financial and economic analysis, and project analysis.
Knowledge of legislative and regulatory acts of the Republic of Kazakhstan related to banking and financial activities, civil legislation, and the Bank’s internal regulations.

Responsibilities:

Participate in syndicated and co-financing of investment projects jointly with STBs, non-resident banks, and IFIs.
Support transactions: liaise with borrowers, consultants, and banks; organize monitoring and field inspections.
Participate in STB financing and implementation of interbank lending programs.
Monitor the targeted use of funds and compliance with loan obligations.
Prepare reports and analytical materials for the Bank's management bodies, Baiterek Holding, and government authorities.
Participate in the preparation of decisions by authorized bodies and review internal correspondence.

Requirements:

Higher education in economics.
At least 3 years of experience in lending, finance, or interaction with financial institutions.

Required knowledge and skills:

Knowledge of Kazakhstan’s banking legislation, principles of lending, monitoring, and deal structuring.
Skills in analyzing documentation, preparing reports, and conducting business correspondence.
Knowledge of the Bank’s internal regulations and procedures.
Proficiency in Excel, Word, PowerPoint; experience with electronic document management (EDM) systems is an advantage.

Responsibilities:

Conduct credit analysis of investment projects and export operations during preliminary evaluation and bank examination stages.
Prepare reports on the financial standing of borrowers, guarantors, and counterparties, identifying deviations and risks based on financial statements.
Participate in monitoring ongoing projects, analyze results, and provide recommendations for the Bank’s governing bodies.
Collect and process information for management reporting and analytical materials.
Contribute to the automation of processes, development of internal regulations, and optimization of credit procedures.
Respond to requests from internal departments and propose improvements to the credit process.

Requirements:

Higher education in economics, finance, accounting, or related fields.
At least 2 years of experience in analysis, lending, or finance.
International certifications (CFA, ACCA, CPA, etc.) are a plus.

Required knowledge and skills:

Basic knowledge of accounting, taxation, IFRS, financial statement analysis, civil and banking legislation of Kazakhstan.
Skills in financial modeling, deal structuring, preparation of presentations and analytical memos.
Confident use of Excel, PowerPoint, and document management systems.
Knowledge of English and/or Kazakh is an advantage.

Responsibilities:

Manage the Bank’s server and network infrastructure, data security, user support, and information systems.
Plan tasks and resources and oversee the development of the IT department.
Implement IT management processes in line with ITIL and COBIT frameworks.
Develop SLAs, service catalogs, regulations, and reporting procedures.
Monitor contract execution and coordinate with external vendors.
Participate in tenders and the Bank’s strategic IT projects.
Lead the team: formation, role distribution, competency development, motivation, and KPI control.

Requirements:

Higher education in Information Technology.
At least 4 years of professional experience in IT or related functional areas.
At least 2 years of experience in a managerial position (as a head of a structural unit or deputy).

Responsibilities:

Coordinate provisioning calculations: questionnaires, PD/LGD, discounted cash flows.
Analyze credit risks on loans, guarantees, and projects.
Monitor limits, track default indicators, conduct stress tests.
Prepare analytics, reports, and recommendations for management.
Participate in the automation of calculations and methodological work.

Requirements:

Higher education (finance, economics, mathematics).
At least 1 year of experience in risk, lending, or investment analysis.

Knowledge and Skills:

Credit analysis, PD/LGD, stress testing.
Proficiency in Excel, PowerPoint, Access, Bloomberg, Colvir, etc.

Responsibilities:

Develop and maintain a system for identifying promising industries and product niches using machine learning algorithms to ensure the efficient use of financial resources and increase the added value generated by the Bank’s activities in the national economy.
Ensure the interpretability of the model, results, and their strategic planning relevance.
Search, collect, structure, and visualize data from external (national and international) and internal sources for subsequent analytical use in decision-making by the Bank and its stakeholders.
Conduct systematic analysis of industries and product niches to identify areas with high growth potential, export orientation, and a multiplier effect for the economy, and develop corresponding strategic guidelines and proposals.
Identify hidden correlations and non-obvious patterns in large arrays of sectoral and macroeconomic data to improve the accuracy of strategic planning and the validity of analytical conclusions.
Prepare well-researched and insightful analytical notes, presentations, and briefings at the request of the Chairman of the Management Board and other executives, including assessments of industry, macroeconomic, and investment trends.
Continuously analyze global and regional trends, economic scenarios, and technological shifts to formulate proposals for strategic development and adjustments to priorities.
Participate in the development, population, and updating of digital dashboards, including the strategic dashboard. Ensure the visualization of key macroeconomic and industry indicators, scenarios, and priorities tailored to the needs of stakeholders.

Requirements:

Higher professional education
At least 1 year of professional experience
Proficiency in Power BI and Python

Job Responsibilities:

Content development in formats suitable for various platforms (Instagram Stories, Reels, Facebook, etc.).
Professional video production of events, interviews, reports, and other video formats.
Creation of high-quality photographs for social media, websites, advertising materials, and media publications.
Regular posts: preparation and scheduling of social media content to maintain engagement and interest in the brand.

Requirements:

Higher education degree
At least 3 year of relevant work experience

Job Responsibilities:

1. Implementation of the activity in accordance with the Action Plan for the implementation of the Bank’s Development Strategy on “Comprehensive support of projects in priority sectors of the economy in the large business segment at the level of support instruments: initiatives aimed at establishing new and modernizing existing export-oriented productions, including those forming a unified value-added chain.”
2. Review of the materials of the Turkic Investment Fund submitted for consideration to the representative of Kazakhstan in the Board of Directors of the Turkic Investment Fund (the member of the Board of Directors from Kazakhstan – Chairman of the Management Board of Development Bank of Kazakhstan JSC):

Analysis and examination of materials, verification of compliance of documents with the established internal regulations, approved internal documents of the Fund, including international corporate standards and practices;

Interaction with relevant government authorities during the review of the Fund’s Board of Directors’ materials;

Cooperation with internal and external experts to develop consolidated proposals and comments on the draft materials of the Fund;

Execution of additional instructions, preparation of analytical materials for the representative of Kazakhstan in the Board of Directors of the Turkic Investment Fund.

Requirements:

Higher education degree
At least 3 year of relevant work experience

Key Responsibilities:

Manage the schedule and business travel of the Deputy Chairman of the Management Board.
Prepare materials for meetings: agendas, reports, presentations.
Draft, review, and support business correspondence and official documents.
Serve as the main contact point for all inquiries addressed to the Deputy Chairman, ensuring confidentiality.
Facilitate communication between departments and executive management.
Organize internal meetings and corporate events.
Oversee office supplies and coordinate office equipment functionality.
Track project deadlines and support execution of key tasks.
Translate documents to/from Kazakh.

Key Competencies:

Higher education.
Kazakh language proficiency at Upper-Intermediate level or above.
Strong communication skills and attention to detail.
Ability to handle confidential information and demonstrate high professional ethics.
Proactive, flexible, and professional attitude.