External expert services

With the growth of the Bank’s investment activity, the technological complexity of projects increases, the scale of the project increases, the areas of investment become more diverse, which requires the use of independent professional expertise.

Therefore, at various stages of project review, the Bank engages or encourages its clients to engage external organizations to provide various types of expert services.

Accreditation / admission to the provision of services and inclusion of organizations in the List / Register of recommended organizations is carried out on the basis of a decision of the authorized body of the Bank / structural divisions of the Bank, as the Bank needs, upon receipt of a corresponding request from the borrower, applicant or upon receipt of a corresponding request from external organizations, subject to their compliance with the qualification requirements of the Bank.

Types of expert services

Preparation of a project proposal Evaluation of the marketing sophistication of the project Evaluation of the technical elaboration of the project Legal assessment Property valuation Insurance Assessment of the Guarantor’s company creditworthiness Confirmation of the amount of invested funds Monitoring and cost management

The involvement of a project consultant from the registry is advisory in nature. That is, the applicant can prepare a package of documents for the loan application independently, or with the involvement of a consulting company of his choice.

A project consultant from the registry can help prepare a complete and high-quality package of documents that meets the requirements of the Bank. This, in turn, will have a positive impact on the timing of consideration of the loan application, the quality of the project analysis and financing conditions.

Who is it?

This is a consulting company engaged by a potential borrower of the Bank to prepare a package of documents for an application for financing according to the requirements of the Bank

The interaction process looks like this:

A potential borrower submits an application to the Bank for project financing.

The bank considers the application in 3 stages:

1) Business proposal

2) Indicative analysis

3) Banking expertise

Each stage has its own list of documents* required for submission to the Bank.

The Bank initiates and recommends to the potential borrower the involvement of a consultant for the preparation/finishing of documents, including the main document - the business plan of the project.

A potential borrower may request the consultant to prepare documents before the «Business Proposal» stage or before the «Indicative Analysis» stage.

The composition of the consultant’s services is regulated by the contract between him and the potential borrower.

*The list of documents required for the consideration of the project at the stages of "Business Proposal", "Indicative analysis" and "Banking expertise" is posted on the Bank's website - https://www.kdb.kz/services/investment-projects/

How to get into the registry:

1. Fill out a questionnaire (see Documents and forms)

2. Prepare a package of documents according to the qualification requirements (see Documents and forms)

3. Send scanned versions of documents to email: nnavoi@kdb.kz, bkabirova@kdb.kz

What benefits will your company get?

- Recommendation of your company to DBK clients as a potential consultant for the preparation of a project proposal

- Inclusion in a separate register to be published on our website

- Experience in implementing projects with DBK

1. In addition to publishing on the website, we will familiarize bankers (who work directly with the Bank's clients) and other departments with the register so that, if necessary, they recommend consultants to the Bank's clients;

2. We have prepared a guide book for consultants, which contains the necessary information on the Bank's lending activities, as well as the Bank's requirements for the package of documents.

Project consultant's handbook

If you have any questions or suggestions:talimbayev@kdb.kz, dnurpeissov@kdb.kz, obeibarys@kdb.kz

Development Bank of Kazakhstan JSC (hereinafter referred to as the Bank) works openly with specialized organizations that conduct external assessments of the commercial (marketing) feasibility of investment projects (hereinafter referred to as External Assessors) proposed for financing at the expense of the Bank's funds, in order to ensure the quality and transparency of the projects being financed.

Terms and conditions for engaging external evaluators

Compliance with qualification requirements. External appraisers must meet the requirements established by the Bank. The list of accredited external appraisers is open and may be supplemented at the suggestion of the project initiator, provided that the Bank's qualification requirements are met and the accreditation procedure is carried out. The Bank periodically re-accredits external appraisers in accordance with the established procedure.
Industry specialization. The Bank accredits external appraisers by industry in which the specialized organization has proven experience.
Selection of an External Evaluator. The selection of an External Evaluator is carried out by the project initiator in accordance with the External Evaluator's accreditation field.
Approval by the Bank. The external evaluator selected by the project initiator must be approved by the Bank.
Individual scope of services. Requirements for assessing commercial (marketing) feasibility are determined by the Bank individually for each project.
Conclusion of the agreement. The services of the External Appraiser are provided on the basis of a tripartite agreement between the Bank, the External Appraiser, and the project initiator, drawn up in accordance with the approved form posted on the Bank's website https://www.kdb.kz/en/services/external-expert-services/
Key requirements. The report must be independent and comprehensive, providing a thorough and objective assessment of the project.

Restrictions on the provision of expert services

An external evaluator cannot participate in the project if:

They are affiliated with the applicant, borrower, or their participants/shareholders.
They participated in the development of the feasibility study, business plan, or project design documentation.
They are a supplier of goods, works, or services for the project (except for expert services).
There is a conflict of interest or a threat thereof.
There are “stop factors” in terms of economic security, according to the Bank's internal instructions.

Limit on the number of projects

If an external evaluator has provided services for more than one-third of all projects submitted to the Bank for consideration during the year, they will not be allowed to participate the following year.

Exceptions:

Participation in a project for which a tripartite agreement was concluded in the previous year.
A total of no more than two projects were provided services for in the calendar year.

The external evaluator has the right to submit a written request to the Bank regarding the number of projects for which similar specialized organizations were engaged in the current year.

List

Development Bank of Kazakhstan JSC accepts applications for accreditation of consulting companies for inclusion in the List of recommended specialized organizations that conduct external assessments of the commercial (marketing) feasibility of investment projects proposed for financing by the Bank.

Please send your application, questionnaire, and set of documents confirming compliance with the established qualification requirements in an official form to the following email address: info@kdb.kz.

Contact details of the office:

Tel.: +7 (7172) 79 26 00 (ext. 9077).

If you have any questions or suggestions, please contact:

Director of Marketing Analysis Department Yerzhan Isabayev

Email: ErzhanI@kdb.kz

Phone: +7 700 544 37 62

Chief Manager of the Marketing Analysis Department Didar Arystan

Email: DArystan@kdb.kz

Development Bank of Kazakhstan JSC (hereinafter referred to as the Bank) conducts open work with specialized organizations that carry out an external assessment of the technical elaboration and procurement of investment projects (hereinafter referred to as External Appraisers) proposed for financing at the expense of the Bank in order to ensure the quality and transparency of the funded projects.

Conditions for attracting External appraisers

Compliance with qualification requirements. External appraisers must meet the requirements set by the Bank. The list of accredited External Appraisers is open and can be supplemented at the suggestion of the initiator of the project, provided that the qualification requirements of the Bank are met and the accreditation procedure is carried out. The Bank carries out periodic re-crediting of External Appraisers in accordance with the established procedure.
Industry specialization. The Bank carries out the accreditation of External Appraisers by industries in which the specialized organization has proven work experience.
Selection of an External Appraiser. The selection of an External Appraiser is carried out by the initiator of the project in accordance with the industry of accreditation of the External Appraiser.
Coordination with the Bank. The External Appraiser chosen by the initiator of the project requires mandatory approval from the Bank.
Individual scope of services. The requirements for the assessment of technical sophistication and procurement are formed by the Bank individually for each project.
Conclusion of the contract. The External Appraiser's services are provided on the basis of a tripartite agreement between the Bank, the External Appraiser and the initiator of the project, drawn up in accordance with the approved form posted on the Bank's website (https://www.kdb.kz/services/external-expert-services ).
Key requirements. The report should be independent and holistic, ensuring a comprehensive and objective assessment of the project.

Restrictions on the provision of expert services

An external evaluator cannot participate in the project if:

Is an affiliated person of the applicant, borrower or their participants/shareholders.
Participated in the development of the feasibility study, business plan or PSD of the project.
Is a supplier of goods, works, and services related to the project (except for expert services).
There is a conflict of interest or its threat.
There are "Stop factors" in terms of economic security, according to the Bank's internal instructions.

Limitation on the number of projects

If an External Appraiser provided services for more than 1/3 of all projects submitted to the Bank during the year, then he is not allowed to participate next year.

Exceptions:

Participation in a project for which a trilateral agreement was concluded in the previous year.
Total services provided in a calendar year for no more than two projects. An external appraiser has the right to contact the Bank with a written request about the number of projects for which similar specialized organizations have been involved in the current year.

The list of recommended special organizations that carry out an independent external assessment of the technical elaboration and procurement of invest. projects proposed for financing at the expense of JSC "DBK"

Application for Accreditation of Specialized Companies

Development Bank of Kazakhstan JSC accepts applications for the accreditation of companies for inclusion in the List of Recommended Specialized Organizations that carry out independent external evaluation of the technical feasibility and procurement of investment projects proposed for financing by the Bank.

We kindly request that the application, questionnaire, and a full set of documents confirming compliance with the established qualification requirements be submitted in an officially prepared form to the following email address: info@kdb.kz

Contact details of the Chancellery:

Теl.: +7 (7172) 79 26 00 (ext. 9077).

If you have any questions or proposals, please contact:

Director of the Department of Technical and Environmental Analysis

Alim Kzylbayev

Email: Alim.K@kdb.kz

Phone: +7 777 897 00 22

Chief Manager of the Department of Technical and Environmental Analysis

Yelnur Zeineshev

Email: yezeineshev@kdb.kz

Phone: +7 705 176 76 79

List of accredited companies performing external legal assessment

For inquiries regarding accreditation and qualification requirements, you can contact us at +7 (7172) 79-26-62 (ext. 1853) and/or send information to LunaraZh@kdb.kz. For all other questions related to the legal assessment section, you can contact us at +7 (7172) 79-26-75 (ext. 1901) and/or send information to abekpasov@kdb.kz.

Recommendations when choosing independent valuation_company

Recommendations for the content and design of the assessment report when evaluating collateral property

The list of organizations that provide expert services for the conclusion of contracts for insurance and (or) reinsurance of identified risks of the Project

If you have any questions, please contact us by phone: +7 (7172) 79-26-63 (ext. 1559) and/or send information by e-mail: azagypar@kdb.kz

Assessment of the Guarantor's company creditworthiness

If you have any questions or suggestions: talimbayev@kdb.kz, dnurpeissov@kdb.kz, obeibarys@kdb.kz

Consultant-auditor is an organization that provides services to confirm the amount of funds invested in an investment project

Qualification requirements of Development Bank of Kazakhstan JSC for consultant auditors

Development Bank of Kazakhstan JSC (hereinafter referred to as the Bank) openly cooperates with specialized organizations providing financial and technical control services for investment projects (hereinafter referred to as FTC) offered for financing at the expense of the Bank in order to ensure the quality and transparency of the funded projects..

Conditions for attracting External appraisers

Compliance with qualification requirements. FTC must comply with the requirements set by the Bank. The list of accredited FTC is open and can be supplemented at the suggestion of the initiator of the project, provided that the Bank's qualification requirements are met and the accreditation procedure is completed. The Bank carries out periodic reaccrediting of the FTC in accordance with the established procedure.
Industry specialization. The FTC is accredited by the Bank in the industries in which the specialized organization has proven work experience.
The choice of FTC. The FTC is selected by the initiator of the project in accordance with the FTC accreditation industry.
Coordination with the Bank. The FTC chosen by the initiator of the project is subject to mandatory coordination with the Bank.
Individual scope of services. The requirements for financial and technical control are formed by the Bank individually for each project.
Conclusion of the contract. FTC services are provided on the basis of a tripartite agreement between the Bank, the FTC and the initiator of the project, drawn up in accordance with the approved form posted on the Bank's website (https://www.kdb.kz/services/external-expert-services /).
Key requirements. The FTC report should be independent and holistic, ensuring a comprehensive and objective assessment of the project.

Restrictions on the provision of expert services

The FTC cannot participate in the project if:

Is an affiliated person of the applicant, borrower or their participants/shareholders.
Participated in the development of the feasibility study, business plan or PSD of the project.
Is a supplier of goods, works, and services related to the project (except for expert services).
There is a conflict of interest or its threat.
There are "Stop factors" in terms of economic security, according to the Bank's internal instructions.

Limitation on the number of projects

If the FTC provided services for more than 1/3 of all projects submitted to the Bank during the year, then it is not allowed to participate next year.

Exceptions:

Participation in a project for which a trilateral agreement was concluded in the previous year.
Total services provided in a calendar year for no more than two projects. The FTC has the right to contact the Bank with a written request about the number of projects for which similar specialized organizations have been involved this year.